Financial HQ · Private Access
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Saved
Business Finances
Financial HQ
ABN
77 808 085 531
APRIL 2026
Gross Revenue
$0
Inc. GST · what clients pay
GST Collected
$0
ATO · Do Not Spend
Total Costs
$0
Editor + subscriptions
Taxable Income
$0
After GST and costs
Net Take Home
$0
After 30% tax set aside
Monthly Revenue 3 clients
✏️ Edit the number fields — totals update automatically
Client Monthly Paid (inc GST) Note Ex GST Inc GST
The Richmond Inn → Retainer Enter total actually paid this month Invoices paid $0 $0
Stag Electrical → Retainer Enter total actually paid this month Invoices paid $0 $0
Rockmelon Shoot + Edit On-site shoot and full edit vids $400/ea $2,800 $3,080
Rockmelon Edit Only Remote edit, no shoot vids $200/ea $2,600 $2,860
Other Income $0 $0
Total Revenue $0 $0
Monthly Costs
Editor Fees
Rockmelon edits
13 edits × $100
$1,300
Stag ad edits (~50%)
Est. 4 edits × $50
Subscriptions
Adobe Creative Cloud
All Apps · Pro
$119
Higgsfield AI
Ultimate Plan
$75
Canva Pro
$22
CapCut Pro
$22
Claude Pro
$26
Notion Business
1 user
$20
Phone + Internet
Monthly plan
$300
Total Costs
$0
Australian Sole Trader · GST Registered
Accounting Waterfall
Current Month
April 2026
Step-by-Step Breakdown
Gross Revenue (inc GST) — what clients pay
$0
Minus GST 1/11th of gross · BAS quarterly
− $0
= Revenue ex GST
$0
Minus Business Costs
− $0
= Gross Profit / Taxable Income
$0
Super (11%) 💤 Dormant — reinstate when debt cleared · ~$0/mo
— $0
Minus Income Tax set aside 30% of taxable
− $0
🏠 NET TAKE HOME — transfer to personal
$0
Set Asides — This Month Do Not Touch
🏛 GST
$0
BAS lodged quarterly
💸 Income Tax
$0
30% of taxable income
💤 Super — Dormant
$0
Reinstate once debt is cleared. 11% of gross profit.
Running Totals — FY2026 Accumulated
✏️ Update these monthly as you bank set asides
🏛 GST Banked
Ready for next BAS
💸 Tax Banked
EOFY ready
The Roadmap
MRR Milestones
Current MRR
$0
✓
Foundation
3 clients · hourly model · business built from zero
~$15K MRR
NOW
Retainers Live
Richmond + Stag converted · stable recurring floor
~$17K MRR
Month 4
5 clients · 2 new retainers signed · content machine running
~$22K MRR
Month 7
6–7 clients · ops contractor hired · systems locked in
~$30K MRR
Month 12 🏡
8 clients · location independent · debt free · acreage incoming
$40K+ MRR
Retainer Conversion Tracker
Richmond Inn
Currently hourly · $50/hr
TARGET
$2,500/mo
Stag Electrical
Currently hourly · $70/hr
TARGET
$5,000/mo
MONTHLY GAIN ON CONVERSION
+$500–$2,000
Predictable · no hourly cap
New Client Pipeline
Prospect 1
Add name
Prospect 2
Add name
+ Add prospect
NEXT CLIENT IMPACT
$2,800–$3,500/mo
After 30% tax · straight to debt
Revenue Projection
Today (hourly)
~$15K MRR
Retainers live
~$17K MRR
+1 new client
~$21K MRR
+2 new clients
~$25K MRR
8 clients (vision)
$40K+ MRR
The Acreage Number
$40K MRR
~$28K/mo take home after tax